Calm & Clarity Over Chaos – Financial Support for Businesses with Yvonne Crank from Alexander Probin

5 ways companies can get government help with their business finances during the Coronavirus pandemic 

Small businesses, company directors and the self-employed are facing unprecedented challenges due to the outbreak of the Coronavirus.  Fortunately, the government are offering support so that you can mitigate the financial impact on you and your business.  

However, now is not the time to bury your hand in the sand and think this will all blow over.  Now more than ever, business owners and the self-employed need to take action so that you can be proactive about getting systems and processes in place that will allow you to claim government relief and avoid any financial strain on your personal and business finances. 

In this video, Yvonne Crank from accountancy firm Alexander Probin, provides INVALUABLE advice and clarity to business owners on what action we should be taking NOW to benefit from all the government help we can get during this economically challenging time. 

  • Furloughing staff due to Coronavirus crisis

If you are a business owner who have furloughed staff and you need to navigate your way through the Corornavirus Job Retention Scheme, this video will walk you through what you need to do to claim your 80% of payroll from the government. 

  • Business owners who own or rent a business property

If you are unable to pay rent on your business premises, Yvonne recommends speaking to your landlord about a rent reduction or freeze. If you own or rent a business premises, you are entitled to business rates relief for 12 months and Yvonne points out some cash grants that are available. 

  • If you pay VAT 

Businesses are entitled to a delay their VAT payment by a quarter. This doesn’t make you exempt from paying VAT, so find out what steps you need to take so that you still have the cash reserves to be in a position to pay at the right time. 

  • If you are self-employed

If you have suffered a loss in income, a taxable grant will be paid to the self-employed or partnerships, worth 80% of their profits (up to a cap of £2,500 per month). This will be available for three months in one lump-sum payment and will start to be paid from the beginning of June.

Self-employed can also delay paying their tax until 31 January 2021 without interest or penalties.

Here are some quick links to help those who are self employed:

Deferral of Self Assessment Income Tax payments due in July 2020 and VAT payments due from 20 March 2020 until 3‌0‌‌ June 2020

Grants for businesses that pay little or no business rates

Increased amounts of Universal Credit

Business Interruption Loan Scheme

Directors of their own company paid through PAYE, may be able to get support using the Job Retention Scheme.

PLEASE NOTE: The video was produced BEFORE the government announced its Coronavirus Self-employment Income Support Scheme.

  • Talk to your accountant 

It’s important to have a conversation with your Accountant to see how any of the above effect you and your business and work with them to get the right information so you are in a better position to claim government relief. 

To find out more about Alexander Probin and the services they offer please click here.

For more advice from HMRC just click here.

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